Capital Risk

The internal capital adequacy assessment process (ICAAP) has gone from being a new and largely unwelcome regulatory imposition, 10 years ago, to being the key document demanded by bank CEOs and Board Risk Commitees in order to gain a view on viability and resilience through the planning cycle.

Bank supervisors want, above all else, to be taken seriously and there are limits to ‘proportionality’.  KnowCo consultants build ICAAPS according to both the letter and spirit of regulatory requirements, but also appropriate to the size and complexity of the institution in question. Our ICAAPs are realistic, factual and credible, and where there are aspects which might be improved upon we cite them and lay out a path to remediation. Optionally, this analysis can be facilitated by our class-leading stress testing and ALM system, K-ALM. Contact us to find out more.

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